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Protecting consumer privacy is very important to us. Our Online Privacy Statement is available to inform you about our collection and use of personal information so that you can make informed choices about how your own information is collected and used. The Online Policy Statement reflects the Big policies covering personal and business information collected at this website on or after the effective date shown above. We believe that information used responsibly benefits consumers and the economy, whether it is information we house on behalf of consumers conducting transactions or information we collect on our business clients. For example, we use consumer information every day to ensure fast and accurate processing of money transfers.

In addition, Big strives to better serve our customers by offering goods and services that we believe fit their needs and interests. When identifying an opportunity, Big may use consumer information it has collected in an effort to identify consumers who may be interested in that opportunity. Each day we and employees and agents strive to reinforce our commitment to our clients and consumers. Central to that commitment is ensuring that we abide by a set of privacy policies, which are outlined below. These policies guide us in the collection and use of information as well as employee responsibilities in protecting your privacy. We use personal information about consumers only in a manner consistent with these policies.

Big collects personal information in order to provide goods and services to consumers and our customers. We may obtain this information from a variety of sources: Directly from customer applications, questionnaires and other materials submitted to us by customers; from transactions in with Big and consumers are involved; from click thru activity on our websites; and from a variety of third-party sources, such as our business customers, government repositories, consumer reporting agencies and other financial institutions.

Big does not disclose customer information to third parties without first giving customers an opportunity to opt-out of certain kinds of disclosures. There are some disclosures to third parties that are not subject to the opt-out, such as disclosures necessary to effect, administer or enforce a transaction requested by you, to companies that perform services for us or to prevent fraud. Finally, Big may disclose information about former customers to third/parties and companies with which Big is affiliated, as well as unaffiliated third parties. Those disclosures may consist of the following; financial background information describing a customers financial status; identification information, such as name and address data; transaction information, such as account activity, debit activity or credit activity; and other information relating to financial matters.

Big may disclose consumer information to companies affiliated with Big and to companies or other parties not affiliated with Big (subject to consumer’s opt-out rights). These recipients include: financial institutions such as banks, credit card companies and brokerage houses; companies that process transactions or provide other services for us; government agencies; and in addition, under New Zealand and Australian law Big is permitted to disclose customer information to certain recipients, like credit reporting.

Big limits access to personal information to those employees of Big and its affiliates who need it to fulfill their business responsibilities. Employees must adhere to Big privacy policies. Employees violating these policies may be subject to disciplinary action, up to and including dismissal. Vendors and other outside contractors we engage are subject to our contractual requirements to ensure that sensitive personal information is safeguarded.

At Big security is a priority. We employ appropriate measures to protect consumer information against unauthorized access, disclosure, alteration or destruction. These may include, among others, encryption, physical access security and other appropriate technologies. Big continually reviews and enhances its security systems, as necessary.

Big employs appropriate measures to assure the quality of information we collect directly from consumers. Where Big collects information directly from consumers or sources other than our business customers, we permit them, if possible, to dispute or correct any erroneous or out-of-date personally identifiable information. Of course, this correction would not be possible if the information is proprietary to one of our business customers, reflects historical transaction information or if correction would violate the privacy or legal rights of a third party. Where applicable, we abide by laws related to such information. You can correct factual errors in your personally identifiable information by sending us a written request that credibly shows error. We reserve the right to independently verify claims made. To protect your privacy and security, we also will take reasonable steps to verify your identity before making corrections. We reserve the right to access a service charge for providing you any information in connection with your request.

Big may create links to third party websites. Big is not responsible for the content or privacy practices employed by websites that are linked from our website.

Big may disclose consumer information to third parties as described earlier in this notice. Many of these disclosures are beneficial to consumers because they permit goods and services of interest to consumers to be offered to consumers at attractive rates. We strive to give consumers choices about how their data will be used. You have the right to opt-out of (direct us not to make) these disclosures when the consumer information is about you. Of course, there are some disclosures to third parties that are not subject to the opt-out, such as disclosures necessary to affect, administer or enforce a transaction requested by you, to companies that perform services for us to prevent fraud. When you use this service, you will be asked whether you wish to opt out .If wish to opt out, simply check the appropriate box and submit your choice.

If you have any questions or indeed comments about our Online Privacy Statement or for some reason believe we have not adhered to our statement, please contact; E-mail Big . We may alter this statement as needed for certain products and services and to abide by local laws or regulations around the world. Big reserves the right to amend or modify this statement from time to time. We urge you to review this statement whenever you visit in order to obtain the most current statement. You may change your choices at any time.

The website uses “Cookies” to help you personalize your online experience. A cookie is a text file that is placed on hard disk by a webpage server. Cookies can not be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be re read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookie is to provide a convenience feature to save you time. The purpose of the cookie is to provide a convenience feature to save you time. The purpose of the cookie is to tell the web server that you have returned to a specific page. For example, if you personalize pages or register with site on services, a cookie helps to recall your specific information on subsequent visits. This simplifies the process of recording your personal information such as billing addresses, shipping addresses and so on. When you return to the website, the information you previously provided can be retrieved, so you can easily use the features that u customized. You have the ability to accept or decline cookies.

Most web browsers automatically accept cookies, but you can easily modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the services or websites you visit.